WWHA commenced our involvement in the Welsh Assembly mortgage rescue scheme in January 2009. Since this time we have worked across Wales to assist families at risk of losing their homes.
We have worked closely with local authorities and debt advice agencies to ensure stable financial futures for our applicants.
Since funding ended for the Welsh Government mortgage rescue scheme we have invested further funds in an Association funded scheme to ensure that assistance continues to be provided to those in greatest need.
To date WWHA has:
- Purchased 28 properties outright – where the residents have now become our tenants
- Completed 24 loans to enable the occupiers to remain in their properties as owners
Wales & West Housing Association has invested around £2m on mortgage rescue to date. We continue to accept applications from individuals or support providers.
If you would like to apply for assistance as part of our mortgage rescue scheme please contact 0800 052 2526.
Housing Debt Helpline Wales
You can also find help and advice from Housing Debt Helpline Wales on 0800 107 1340. It provides free, independent, confidential and expert advice in housing related debt. Lines open from 8am to 8pm Monday to Friday. For more information go to www.housing-debt-helping-wales.org
Housing Debt Helpline Wales offers support to individuals and families who are finding it difficult to meet their mortgage or rental payments.
The helpline is operated by Consumer Credit Counselling Service, a registered charity that provides free, independent, confidential and realistic advice to people in financial difficulty. It has been part-funded by the Welsh Assembly Government and is supported by the Wales Co-operative Centre.